Citizens Property Insurance

The governor said many South Florida customers of Florida’s Citizens Property Insurance Corp. will receive rate decreases this year.

The Florida Insurance Commissioner said the newly formed Mangrove Property Insurance Co. will provide coverage.

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Citizens says that despite 3 catastrophic hurricanes hitting the state this year, Florida’s property-insurance market “continues to recover.”

The number of Floridians insured by Citizens Property Insurance is expected to drop to 907,000 by the end of 2024.

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It would lead to an average 13.5 percent rate increase for the most common type of Citizens Property Insurance policy, multi-peril coverage.

Craig Fugate says financing and the availability of insurance will continue to be issues for some Floridians trying to rebuild after a storm.

Citizens Property Insurance has become Florida's largest carrier in recent years as private companies dropped policies and raised rates

Florida’s Citizens Property Insurance Corp. added more than 5,000 policies last week and topped an overall total of 1.22 million policies.

Reinsurance plays a critical role in the Florida market, as it can help insurers pay claims if hurricanes cause major damage.